BestCredit Cards of 2025
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Detailed Reviews
Chase Freedom Unlimited
- No annual fee
- 5% back on travel via Chase
- Great sign-up bonus
- 0% intro APR for 15 months
- Foreign transaction fees (3%)
- Lower base rate than some competitors
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). 5% back on qualifying Lyft services through March 2025. Flexible redemption options including cash back or travel through Chase Ultimate Rewards.
Ideal for everyday spenders who want a simple, no-fee card with solid rewards across multiple categories. Perfect for those who dine out frequently or use Chase for travel bookings.
American Express Platinum Card
- Exceptional travel benefits
- Airport lounge access (1,400+)
- $200 Uber Cash annually
- $240 entertainment credit
- High $695 annual fee
- Only 1X on everyday spending
- Benefits require frequent travel to justify
$200 hotel credit, $200 airline fee credit, $200 Uber Cash, $240 digital entertainment credit, $155 Walmart+ credit, $100 Saks credit, CLEAR Plus membership, and Global Entry/TSA PreCheck credit.
Best for frequent travelers who can maximize the extensive credits and perks. If you travel 3+ times per year and value airport lounge access, this card pays for itself.
Capital One Venture X Rewards
- $300 annual travel credit
- Capital One Lounge access
- 10,000 bonus miles annually
- Lower fee than Amex Platinum
- Best value requires booking through Capital One Travel
- Fewer transfer partners than Amex
- High credit score required (720+)
$300 annual travel credit offsets most of the fee. 10,000 bonus miles every anniversary. Complimentary Hertz President's Circle status. Cell phone insurance and shopping protections included.
Ideal for travelers who want premium perks without the premium price tag. The $300 travel credit effectively makes this a $95/year card with lounge access and strong rewards.